Free software to run your own in-house paper — or we fund the deals you'd normally turn away. Most lots use both.
You turn away buyers you could've sold — and chasing your own payments is a second job. This page fixes both.
When you finance the customer yourself — your capital, your paper — BHPH Pro tracks every deal start to finish. The big dealer systems charge $1,500–$2,000 a month. Yours is free.
You're not the bad guy chasing payments every month anymore. The software — and the team behind it — does the chasing for you.
The fees sit on the customer side — a small per-payment processing fee and a small share of the loan interest. What you pay is nothing.
Here's exactly how BHPH Pro stays free for the dealer.
No monthly subscription, no setup, no per-seat cost. The dealer's bill is zero.
The borrower pays a small processing fee each time they make a payment.
BHPH Pro takes a small percentage of the loan interest — off the customer, not you.
The opposite of Path A: ShopEpay puts up the capital and carries the risk. A Canadian auto lender that approves the buyers you'd normally lose — so you keep the sale without financing it yourself.
Want it off your plate entirely? ShopEpay can service the whole portfolio — contracts, collections and repossessions covered on this path too.
This isn't software a tech company dreamed up guessing at what a lot needs. We ran our own dealership and built BHPH Pro to manage our own in-house deals. It worked so well we opened it up to other dealers. We're not selling you something we don't use — we run our lot on it every day.
Two lanes. Use your own money with our software, or use our money.
…if you finance customers in-house on your own paper.
BHPH Pro gives you the tracking, GPS, contracts and collections the big systems charge $1,500+/mo for — at zero cost to you.
…if you keep losing deals to approvals you can't get.
ShopEpay puts up the capital and carries the risk. We fund the buyers a bank turns away, so you keep the sale.
Most lots use both — your own paper on free software, plus our money for the deals you'd otherwise turn away.
No cost to find out if it fits your lot. Book a call and we'll walk you through both.
One of our team will call you about your lot. Prefer to talk now? Call 1-800-460-4140.