BHPHpro gives independent dealers the loan servicing, collateral tracking, and collections engine that big in-house financing groups use — so every deal you finance builds a portfolio that keeps paying you.
Build long term wealth and stop losing sales. Turn missed opportunities into regular monthly cash flow.
$0 upfront cost to your dealership — no setup fees, no software to buy.
Generate compliant loan contracts, disclosures, and payment schedules in the same session you close the sale — no separate finance software.
Automated payment reminders, EFT collection, delinquency queues, and portfolio reporting turn a stack of promises-to-pay into a predictable monthly cash flow.
Every unit you finance is GPS-tracked from day one. When a loan does go into default, that location data means recovery, not a write-off.
One used vehicle. Same buyer, same price. The only difference is who keeps the paper — a third-party lender, or you.
One-time. Once it's sold — or the note is handed to a lender — that car is done paying you.
Same car, same buyer — $14,650 more in your pocket. That's the back-end profit and interest you were handing to a subprime lender.
Illustration only, on a single $14,000 note (retail price plus financed back-end products) at 29% APR over 60 months paid as agreed. Front-end gross, back-end gross, acquisition cost, term, and APR vary by deal and by provincial rate limits. Not a guarantee of earnings. GPS tracking and automated collections exist to protect exactly these payments — the ones that turn into your profit.
Slide to match how your lot runs deals today. The output shows what happens once those deals are financed and serviced through BHPHpro instead of sold off to a third-party lender.
Estimates only, for illustration. Based on standard amortization at the APR and term entered, applied across the deal volume you set, adjusted by your expected collection rate. Actual results depend on collections performance, state/provincial usury limits, and portfolio mix. Not a guarantee of earnings. BHPHpro has $0 upfront cost to your dealership.
BHPHpro is built specifically for in-house and independent dealer financing — not repurposed franchise DMS software.
Every financed vehicle is GPS-equipped, so you can locate it in real time and recover it fast when a loan goes into default.
EFT payment collection, SMS and call reminders, and delinquency queues that prioritize themselves by risk.
Monthly collections reports, portfolio value, and delinquency trends — the numbers a lender or investor would ask for.
Provincially aware loan contracts and disclosures generated at point of sale, stored with every deal file.
"We used to sell the paper to a subprime lender for pennies on the dollar. Now we keep it — and the collections module does most of the work a full-time biller used to do."
Book a 20-minute demo and we'll model your lot's actual numbers against your current sell-the-paper arrangement. No upfront cost to your dealership — ever.
Tell us about your lot — how you finance today, roughly how many units a month — and we'll bring numbers specific to your operation, not a generic pitch.
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